What Is Personal Injury Protection Insurance?

Personal Injury Protection Insurance, or PIP, is insurance that covers medical expenses regardless of who is at fault. In some states, this insurance is voluntary. In others, Personal Injury Protection insurance is a required addon. PIP insurance can also be known as No-fault insurance. Still, for the best consultation on Personal Injury Protection insurance, contact a personal injury lawyer in Nassau County like Tannenbaum, Bellantone, & Silver, P.C. today!

Defining Personal Injury Protection Insurance

lawyer 1024x1024 - What Is Personal Injury Protection Insurance? -

Personal Injury Protection Insurance, or PIP insurance, is the insurance that drivers either voluntarily get or are required to by their state. Specifically, this insurance will cover medical bills relating to accidents such as broken bones or other trauma. It does not cover expenses relating to car damages, etc., only medical bills.

What States Require Personal Injury Protection Insurance?

The states that require Personal Injury Protection Insurance by law are Delaware, Florida, Hawaii, Kansas, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Oregon, and Utah.

The states of Kentucky, New Jersey, and Pennsylvania offer Personal Injury Protection insurance or No-Fault insurance but do not require it.

What Does Personal Injury Protection Insurance Cover?

Personal Injury Protect insurance will cover medical bills, lost wages, or funeral costs after a car accident, no matter who is at fault. It will not cover anything related to the damage to a car, etc. Each driver’s insurance will cover their expenses. For instance, your insurance will cover your medical bills and wages if you are in a horrible car accident. This insurance does not mean that no one is at fault for the accident; it simply means that medical bills will be covered regardless of circumstances. If the person has lesser coverage, it will only apply to them. Likewise, their medical expenses will not be altered by a police investigation.

Personal Injury Protection Lawyers in Nassau County

These lawyers, much like a personal injury lawyer in Nassau County, such as Tanenbaum, Bellantone, & Silver, P.C., argue on your behalf in court to assure you get your compensation. These lawyers deal with Tort Law and enable complete compensation for their clients if they are injured in an accident, etc. Oftentimes, they are only paid if their clients are awarded compensation. Though these lawyers have negative connotations by some, they can be very valuable in litigation. 

Contact Our Personal Injury Lawyer in Nassau County

These lawyers can pursue additional compensation besides first settlements, such as compensation for emotional distress, emotional distress, consortium loss, companionship, enjoyment of life, mental anguish, pain and suffering, loss of income, and loss of earning capacity. These kinds of compensation can allow clients to return to some or a total semblance of normality in their lives. Truthfully these things are necessary for a lawyer’s duty to a client and are usually achieved by going to a civil trial with a personal injury lawyer in Nassau County, such as Tanenbaum, Bellantone, & Silver, P.C. (any criminal offenses in an accident will be handled by the appropriate authorities).
While no one wants to need a personal injury lawyer or no-fault lawyer, sometimes it is necessary when you are injured. Contact a personal injury lawyer in Nassau County, such as Tanenbaum, Bellantone, & Silver, P.C today for stalwart representation!